Casino workers usually reference chips as "cheques," which is of French ancestry. Technically, there is a difference between a cheque and a chip. A cheque is a chip with a value printed on it and is always worth the amount of the printed on it. Chips, however, don’t have values printed on them and the value is defined by the dealer. For instance, in a poker tournament, the casino might define white chips as one dollar and blue chips as 10 dollars; at the same time, in a roulette game, the dealer may define white chips as $0.25 and blue chips at two dollars. Another example, the inexpensive red, white, and blue plastic chips you purchase at Wal-Mart for your weekend poker game are referred to as "chips" due to the fact that they don’t have values imprinted on them.
When you put your money down and hear the dealer say, "Cheque change only," he’s just telling the boxman that a new bettor wish to exchange money for chips (cheques), and that the cash sitting on the table isn’t in play. Money plays in most casinos, so if you place a $5 bill on the Pass Line just before the shooter rolls the dice and the croupier does not change your money for chips, your money is "live" and "in play."
In reality, in live craps games, we wager with with cheques, not chips. Every now and then, an individual will walk up to the the table, drop a $100 cheque, and inform the croupier, "Cheque change." It is amusing to pretend to be a new player and ask the dealer, "Hey, I’m a beginner to this game, what is a cheque?" Generally, their crazy answers will entertain you.
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